The Hunte Group Realtorsģ


Posted by The Hunte Group Realtors® on 1/16/2018

Selling a home sometimes can be a hassle, particularly if a homebuyer wants to negotiate. Fortunately, expert real estate agents are happy to help you take the guesswork out of a home selling negotiation.

Ultimately, there are several reasons why you should consider hiring a real estate agent to handle a home selling negotiation, including:

1. A real estate agent boasts comprehensive experience with home selling negotiations.

Let's face it Ė a home selling negotiation can be stressful. But with a real estate agent at your disposal, you can receive plenty of guidance as you make the final push to sell your residence.

A real estate agent is a master of the art of negotiation. As such, he or she will help you seamlessly navigate a home selling negotiation.

Perhaps best of all, a real estate agent can help you up to date as a home selling negotiation approaches its conclusion. This housing market professional will even provide honest, unbiased recommendations, ensuring you can make informed decisions at each stage of a negotiation.

2. A real estate agent will ensure both you and a homebuyer get the best results possible.

As a home seller, your goal is to get the best price for your residence. Meanwhile, a homebuyer likely wants to purchase your residence at a price that suits his or her budget perfectly.

Finding common ground with a homebuyer may prove to be difficult. Lucky for you, a real estate agent will work with both a home seller and a homebuyer to guarantee both parties are satisfied with the end results of a negotiation.

A real estate agent will allocate the necessary time and resources to understand your home selling goals and help you plan accordingly.

Furthermore, this housing market professional will serve as a liaison between you and a homebuyer. He or she will work directly with you and a homebuyer to finalize a home sale agreement that meets the needs of both property seller and buyer.

3. A real estate agent will help you overcome any challenges during a home selling negotiation.

There is no need to let challenges arise during a home selling negotiation. Conversely, a real estate agent will help you identify any potential problems and mitigate such issues before they escalate.

For example, a homebuyer may make a variety of home improvement demands after a property inspection. And if a home seller refuses to complete these property improvements, a homebuyer may walk away from a home sale.

A real estate agent will help a home seller prep his or her house for a property inspection. Plus, he or she can provide details about a homebuyer's demands after a property inspection and help a home seller determine the best way to proceed.

Ready to finalize a home sale? Collaborate with a real estate agent Ė you'll be glad you did. A real estate agent will go above and beyond the call of duty to assist you during a home selling negotiation and ensure you can optimize the value of your house.




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Posted by The Hunte Group Realtors® on 1/9/2018

One of the biggest hurdles in becoming a homeowner is that of saving for a down payment. In todayís world, itís hard for anyone to save sizable amounts of money due to the extreme cost of living in most areas. With less income and higher expenses, many people have less of an opportunity to save money.


Saving Isnít Impossible


Many homebuyers are first-time homebuyers. While many simply dream of owning a home, others work to make it happen. Saving money is a goal. Once you save the money, you have made a real accomplishment. Youíll have a huge reward waiting for you once you reach your goal. How can you save effectively? Thereís a few simple steps that will allow you to start saving for a down payment on a home. Remember that no matter how slow you go, every step is one step closer to hitting your goals. 


Get A Savings Account


Preferably, the savings account that you open should be dedicated to your house expenses. Most of the time, your bank will allow you to set up automatic transfers from your checking account. See how much you can afford to save and set up these transfers. Each time you get a paycheck from work, have a certain amount put right into the savings account. Youíll be saving without even thinking about it.


Be Budget Friendly


Budgeting sounds complicated, but really, itís quite simple. First, put your monthly gross income on a spreadsheet. Then subtract things like taxes and fees that come out of your paycheck. Next, subtract all of your necessary monthly costs. These can include student loan debt, car loans, rent, and how much money you spend on food and entertainment. There's so many little things that we spend our money on everyday, you may be surprised to see how much youíre spending and what youíre spending it on. Some categories are important and others are not.       


See Where You Can Cut Costs


After you have made a concrete budget, see where you can cut some costs. If you need to cut out going to dinner and the movies, then do that. Thereís bound to be something that you can cut out of your budget thatís not a necessity that can help you to save some cash. The sacrifice will be worth it in the end!       


Indulge For Your House


Every time that you get a small bonus, a gift, or a tax refund, put it away. It can be tempting to want to go buy a brand new TV or spend your money on entertainment, but saving that money for your house fund will be a lot more rewarding. 

The bottom line is that it wonít be a huge task saving your money for a down payment once you put your mind to it. Happy saving!





Posted by The Hunte Group Realtors® on 1/2/2018

If youíre on the hunt for a home, youíre undoubtedly excited. You might be eager to ask a lot of questions and get all the information that you can. Youíre also probably eager to share quite a bit of information about yourself and your home purchase. While this is a great approach, this isnít the case for everyone youíre involved with in your real estate transaction. When youíre dealing with the sellerís agent, more information isnít always better. You donít need to share as much information with them as you may think you do. Your agent as a buyer is your advocate. They do know a lot of information about you, and they should. Your buyerís agent knows everything from your budget to your needs and wants. The sellerís agent doesnít need to know any of this! This is why you hire a buyerís agent in the first place. Hereís what you shouldnít divulge to a sellerís agent and why:


Your Opinion Of The House


Youíll want to be as neutral as possible when it comes to how much you like or dislike a house. While itís perfectly fine to let the agent know that you feel at home in the space and are interested in putting in an offer, you don't need to get into too many details. 


On the flip side, if you have a few things that you donít like about a house, you should keep those to yourself. You donít want to decide to put an offer in on the home, only to be seen as a less than serious buyer. In hot markets, you should always give yourself the upper hand. 


Your Budget


You should never let a sellerís agent know how much youíre looking to spend on a home. If sellers know how high or how low youíre willing to go on a home purchase, both the buyer and the seller should get a fair price for the home. Your goal as a buyer is to have your offer accepted at the best possible price. 


Let Your Agent Do His Job


While it can be hard in the midst of excitement, you should really let your agent do most of the talking when it comes to a home purchase. Your agent can help you through everything from negotiations to working with your lender to navigating you through open houses. Your agent may even be able to attend quite a few open houses right along with you. This way, youíll have someone else to do the talking for you. Just remember the tips above in case youíre flying solo through some home tours. While itís great to be eager on your home search, itís never to your benefit to be overzealous.




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Posted by The Hunte Group Realtors® on 12/26/2017

When you have a family, thereís many different needs and personalities at play within your home. Trying to please all of those different ways of life can cause some confusion. There are many ways that you can create an all-in-one space without creating a major construction zone. You need to think in terms of spaces that accommodate large groups of people from entertaining to gathering around the television for a movie or sporting event. Combine Several Rooms Into One When rooms arenít connected, sometimes bringing the rooms together can bring more flow into the home. Consider knocking down walls or bringing aspects of one room into another room, like a countertop or island through parts of kitchen and living spaces. Get creative! In some spaces, simply knocking down just one wall can make the entire floor of the home feel bigger. Make The Use Of The Square Footage You Have One wall can cause you to miss out on the full use of the space your home provides. Clearing away walls between rooms not only allows your home to feel more open and airy, but it gives you as a homeowner more use of your space. You donít always need to add on to your home in order to make the home feel bigger. Tuck Things Away Keeping stools under countertops, for example, is a great way to have a multi-use and multipurpose area. A television will be perfect in a cabinet. The cabinet can be used for both storage and TV viewing. Make sure you position it in a place where the TV can be seen from all corners of the room. This way everyone will have a space for their DVDs and thereís not a bad seat in the room to watch TV from. Use Furniture As Room Dividers Your furniture can multi-task by serving as a room divider. If you need to have a study in your living room, use a bookshelf to separate the area. Itís easy to do and will keep the flow of a room without disturbing your established setup. Use Rugs For Unity Nothing unifies a room quite like an area rug. Everything on or near the rug signifies a space. If you need to separate areas within the room, try an area rug for one purpose and hardwood, bare floor for the other use. Rugs are always cozy in reading rooms, for example. Hardwood floors may work better for a computer desk and rolling office chair. The position of everything in a room helps to identify what that part of the room will be used for. Marry The Rooms That Are Used Together If your family tends to hang out and use the kitchen and living room the most, make sure they have open space between them. You should consider adding a study for the students of the house in either room to make it easier to call everyone for dinner and provide homework help. As a bonus, itís a great idea that you can keep an eye on the kidsí computer activity while youíre cooking! Most of all, no matter what room youíre working with, you want to make sure thereís a space for everything and everyone. Thatís how you please an entire family with home design!





Posted by The Hunte Group Realtors® on 12/19/2017

Before you meet with lenders to refinance your home, thereís certain steps that you should take to make sure that you are ready to refinance and that the entire process will go smoothly. Whether you want to do a renovation or just get a lower interest rate, refinancing can be useful. These tips will be very helpful to you in making an informed decision.  


The Numbers Wonít Lie


Just like when you first purchase a home, youíll need to take a look at your own financial situation to see if refinancing actually makes sense for you. If youíre less than 30 years from retirement, you may want to rethink getting another mortgage that starts from scratch. You can always consider a 15-year mortgage, knowing that your monthly payments will be higher, giving you some breathing room from another 30 years of mortgage payments.  


Know Your Credit Score


You should be checking in on your credit report periodically in order to catch any red flags early. Youíll also know and understand any weak spots in your credit. Youíll have time to eliminate any errors and give your score time to readjust. 

You should also get an idea of where you stand with your credit score. Credit card companies often provide this. Thereís also a few free services that exist to help you obtain your credit score. Knowing this information can be very helpful when youíre looking to refinance a home.


Find Out Your Homeís Value


Lenders want to know that you donít owe more than 80% of what your home is worth. An appraisal will be a part of the refinance process, but before you even start, it will be helpful to know how much you owe versus how much your home is worth. If you owe more than your home is worth, you may want to reconsider doing the kitchen over or going for that lower interest rate. Moving might be a better option financially.  


Get Your Finances Straight


A lender likes to know that youíre in good financial standing before they grant you a loan. Work on paying down your credit card balances and donít max out any cards that you do have. All this can hurt your credit and your chances of obtaining a loan. You can even talk to some lenders beforehand in order to see if refinancing is a good idea. 


Do Your Homework


All lenders are not created equal. You can start with your current lender when it comes to refinancing. Since they want to keep your business, your lender will hopefully have some good deals for you. Youíll need to take some time to compare rates from different companies and find the lowest rates available. If you do your homework, youíll be able to get the best deals and not regret your refinancing decision.




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